Self Host or WP Premium

I have been blogging almost five months and am now stuck on deciding where to go next.
I’m thinking either self hosted or via the WordPress premium package but unsure which is best or easiest.
I’m nervous about self hosting as I’m scared u would lose followers, stats or even posts and would be worried incase something went wrong. I know there is a guides transfer but no idea how this all works and there isn’t much information until you actually pay for it.
The WordPress premium package gives lots of extras for a year at a certain cost which I think works out around £70 but doesn’t give additional things like plug ins I don’t think.
Oh I’m so confused. Advice appreciated especially from fellow bloggers.

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Bizzimummy 🧚‍♀️