It is always frightening to face a personal injury claim, but if you are the victim of a car accident in Sarasota, Florida there are things that you should keep in mind. Firstly go to the emergency room if the injuries are serious. You may be able to get x-rays or CT scans done; you also can have doctors examine you and give you antibiotics or painkillers if they think they will help.
For the rest of the proceedings, here are some pointers and measures to follow after an accident.
Take professional help
Hire a Sarasota personal injury attorney who has a successful track record of fighting for victims’ rights and ensuring the best possible outcome. They should be able to explain the legal process to you in clear language and give you a realistic idea of what can be achieved.
If you have health insurance, contact your carrier and inform them about the accident as soon as possible. Insurance companies typically provide coverage for medical treatment and lost wages after a car accident, so it is best to get this information sooner rather than later.
If you have been injured in a serious car accident, do not expect any insurance company to handle it professionally and fairly. There is a high likelihood that the other party’s insurance company will try to play games and make it more difficult for you by trying to charge outrageous things that are not covered in their policy. When this happens, call your own insurance company and discuss what happened with them as soon as possible so that they can provide guidance as well.
Do not talk to anyone from the other driver’s insurance company until you have spoken to your insurance carrier. This can save you from making a statement that could be used against you later. You may talk to your agent or company representative at any time after an accident, but this is not a requirement and your situation will not change just because you do not do so right away.
Evidences and records
Take photos of the collision scene. In some cases, photos are more valuable than a detailed written account, especially if there is any dispute over the facts of the accident.
If it is safe to do so, get the names and contact information of any witnesses who saw what happened in your accident. Keep records of any money you receive in connection with your accident. Your own insurance company will ask for this information and if they do, be sure to give it to them on time. If they request it after three months, make sure you tell them specifically why this is necessary – something like “it has gone missing”.
When dealing with an insurance company, always get everything in writing with an original signature on every page that documents your conversations with an adjuster or claims representative. Keep all of these pages in one location, preferably a safe deposit box or another secure place.
Always respond to any request for information from the insurance company immediately. If they make a phone call, write down everything that they say on a separate piece of paper, so that you can keep the discussion straight.